red line

Terms of Service

Our terms of service were last updated on February 5, 2008

Charter First asks that you abide by the terms and conditions that follow. Please read them carefully. Your use of the website constitutes your agreement with these terms. Charter First reserves the right to revise these terms and conditions. Your use of the site following any changes indicates your agreement to be bound by those modifications.

Site Content
Unless otherwise noted, all materials, including images, illustrations, designs, icons, photographs, video clips, and written and other materials that appear as part of the site (collectively, the "contents") are either copyrights, trademarks, trade dress, and/or other intellectual properties owned, controlled, or licensed by Charter First.

The contents of the site, and the site as a whole, are intended solely for personal, non-commercial use by the users of the site. You may download or copy the contents and other downloadable materials displayed on the site for your personal use only. No right, title or interest in any downloaded materials or software is transferred to you as a result of any such downloading or copying. You may not reproduce (except as noted in this Terms of Use), publish, transmit, distribute, display, modify, create derivative works from, sell or participate in any sale of, or exploit in any way, in whole or in part, any of the contents, the site, or any related software.
back to top

Comments and Submissions
All comments, feedback, suggestions, requests, and other submissions disclosed, submitted or offered to Charter First on or by this site or otherwise disclosed, submitted, or offered in connection with your use of this site (collectively, "comments") shall be and remain Charter First's property. Such disclosure, submission or offer of any comments shall constitute an assignment to Charter First of all worldwide rights, titles, and interests in all copyrights and other intellectual properties in the comments. Charter First is and shall be under no obligation to pay to user any compensation for any comments.

By using, you agree that no comments submitted by you to the site will violate any right of any third party, including copyright, trademark, privacy, or other personal or proprietary right(s). You further agree that no comments submitted by you to the site will be or contain libelous or otherwise unlawful, abusive or obscene material. You are and shall remain solely responsible for the content of any comments you make.

By using, you also agree that Charter First may use and/or disclose information provided through comments and submissions consistent with their Privacy Policy.
back to top

You agree to defend, indemnify, and hold Charter First harmless from and against any and all claims, damages, costs and expenses, including attorney’s fees, arising from or related to your use of the site.
back to top

Links to Other Websites
To the extent that this site contains links to outside services and resources, the availability and content of which Charter First does not control, any concerns regarding any such service or resource, or any link thereto, should be directed to the particular outside service or resource.
back to top

Inaccuracy Disclaimer
From time to time there may be information on this site that contains typographical errors, inaccuracies, or omissions that may relate to descriptions, pricing, or availability. Charter First reserves the right to correct any errors, inaccuracies, or omissions and to change or update information at any time without prior notice. Charter First apologizes for any inconvenience this may cause you. If you are not completely satisfied with your experience, you may submit your feedback by Contacting Charter First.
back to top

Unless otherwise specified, this site and the contents thereof are displayed solely for the purpose of promoting Charter First services available in the United States and select foreign markets. This site is controlled and operated by Charter First from its offices in Marshall, Minnesota.
back to top

This Agreement is effective unless and until terminated by either you or Charter First. You may terminate this Agreement at any time. Charter First also may terminate this Agreement at any time and may do so immediately without notice, and accordingly deny you access to the site, if in Charter First's sole discretion you fail to comply with any term or provision of this Agreement.
back to top

left gradient bottom
right gradient bottom